Policy Maker

Ah, the joy, you've bought your first home, you've started to remodel it, the mortgage is 1/3 paid off. And then Katrina hits, and something no one could have predicted happens -- areas that never were marked as flood plains become submerged and homes are ruined. No, we're not talking New Orleans. We're talking large sections of southern Mississippi.

So what do you do when you return to your fallen castle? You call your insurance company. Who promptly informs you that, while you are covered for hurricane damage, your crumbling walls aren't covered because.... the damage was caused by flood, not hurricane.

http://www.cnn.com/video/

For every policy, there's a loophole. Guaranteed. American nationals will open their homes and wallets to help our ravaged southern brethren, but not Nationwide.